Obligatory documents to be fired for a credit mugridge
A credit consolidation is not an innocuous act. The documents to be provided to make a Grudgem credits must be completed and faithfully completed according to the request of your credit institution at the risk of seeing your refinance application denied without appeal.
The credentials needed to fulfill a Grudgem Credit will only be due once your Grudgem Credit application is accepted by a lender. It will always be helpful to prepare in advance. Here is a non-exhaustive list of the main documents to provide to make a Grudgem of credits.
What documents are needed for a Grudgem credit file?
You need several supporting documents to build a loan consolidation file , otherwise your application will be invalid.
The documents are classified in three categories namely current documents, identification documents and financial supporting documents.
Current documents relating to your employment situation
- If you are employed in a corporation , your last tax return, your last three months’ pay slips, the employment contract and your certificates from the Family Allowance Fund if you are the person receiving the payments will be necessary. .
- In case you are your own boss , the last three tax returns are indispensable .
- However, if you are retired , you must provide the last three pension bills .
- Finally, if you are the owner of real estate , your file must consist of a declaration of 2044 property income, three bills of allowances and property taxes .
Documents relating to your identity
– A double-sided photocopy of your identity card, attached to your spouse’s if you are legally married.
– A photocopy of your last bill showing your address: EDF bill, fixed telephone bill, etc.
Supporting documents relating to your financial situation
– A photocopy of your last two payslips if you are an employee or your last tax notice if you are self-employed.
– A photocopy of the last statement of each of your bank accounts.
– A photocopy of the last statements if you have subscribed renewable credits.
– All documents relating to your outstanding loans and debts: credit offer, amortization schedule, attestation of remaining capital due.
In some cases, Grudgem credit agencies require certain vouchers that can be very recent.
And if you are applying for Grudgem mortgage loans on newly acquired real estate, you will have to provide a reservation contract.
For more credibility and to avoid all sorts of unexpected events, hand over the original documents to your Grudgem Credit Advisor who will duplicate your documents.
So you will not be dispensing originals.
Depending on the Grudgem credit organization you have chosen, you may need other documents before finalizing your refinancing request. Your bank may ask you to provide: a copy of your marriage contract or a copy of the divorce decree (if applicable), a copy of your employment contract or an attestation from your employer specifying the date of your your entry into the company, proof of each other income you receive (APL, Assedic, rental, etc.), proof of each bank transaction above 300 $ that you have made.